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I have bought a resale flat in a project which has got land from MIDC on lease for 95yrs. I have applied for home loan for buying the flat. Builder has already given NOC for resale. Now bank is asking for NOC from MIDC for resale. I have enquired that MI

I have bought a resale flat in a project which has got land from MIDC on lease for 95yrs. I have applied for home loan for buying the flat. Builder has already given NOC for resale. Now bank is asking for NOC from MIDC for resale. I have enquired that MIDC cannot give NOC for flat. My loan is not getting disbursed because of this. Kindly help.
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Property Law
Posted on 4th Aug, 2018
Advocate Gowaal
Answered on 5th Aug, 2018
This is my response to you: 1. Since the project was on midc, therefore the builder can give NOC; 2. But also the property belongs with MIDC therefore a formal NOC is also required; 3. But if the MIDC refuse then ask them to give in writing so that you can give it to the bank; 4. Your seller will have to obtain the NOC from MIDC; 5. Rest suggestions can only be made after verification of your documents.
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