How to file legal notice

Hi, I am an appellant in session court and my next court date was 3 oct 2025 but today when i went to court the the date is changed and i had no knowledge about it. My previous court date was 3 sep and after that i got 3 oct as my next date. To my shocking incident the court date is changed to 6 sep that is 3 days after my previous hearing and the next date after that is 22 sep, so like this i missed 2 hearing of the court. Can the court change date like this. Plz help what can i do. Since 2 date are missed the matter has gone to judgement and date given is 11 oct which is 2nd saturday

The cause of action for the suit first arose in Dec.2023 at oral requests of the Defendant residing in Guntur obtained a hand loan from the Plaintiff. Pursuant thereto, at the request of the defendant, the Plaintiff residing in Nellore advanced monies to the Defendant by way of electronic bank transfers, partly through his ICICI bank account at Chennai (total Rs.50000) and partly through his HDFC bank account at Nellore (total Rs.100000) on various dates between Dec.2023 and May,2025. The cause of action further arose when the Defendant failed and neglected to repay the said amounts despite repeated demands by issuing legal notices by Regd.Post from Plaintiff's residence at Nellore, calling upon the Defendant specifically requesting him to repay the whole amount of loan by crediting to the Plaintiff's HDFC Bank at Nellore which the Defendant failed to comply with. The cause of action is thus continuous and subsisting, What is the territorial jurisdiction of the Court for filing the money recovery suit, at Chennai, Guntur or Nellore for whole amount?

Whether a non relative or non friend can be given a loan? Can it considered as friendly loan? If not then can a individual give business loan without lending licence? And whether interest or royalty or fixed compensation can be charged on friendly or business loan by a individual lender having no licence? Can a individual lender has the right to mortgage any movable or immovable assets of borrower? Now another instance Whether the money given can we show as? 1) advance given for buying any services of business Or 2) advance or payment of any of his any movable or immovable assets Now as the royalty or interest or whatever u term it , the monthly compensation or royalty is almost 5 percent Now as per law I cannot charge more than 18 to 24 perc nt ,so for pending can we make any other contract say employment or services provided monthly charges etc