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Credit Information Companies (Regulation) Act, 2005

Sections

10Power of Reserve Bank to determine policyView Details
11Power of Reserve Bank to give directionsView Details
12Inspection of credit information company, credit institution and specified userView Details
13Powers and duties of auditorsView Details
14Functions of a credit information companyView Details
15Credit Institution to be member of a credit information companyView Details
16Failure to become a member of a credit information companyView Details
17Collection and furnishing of credit informationView Details
18Settlement of disputeView Details
19Accuracy and security of credit informationView Details
2DefinitionsView Details
20Privacy principlesView Details
21Alteration of credit information files and credit reportsView Details
22Unauthorised access to credit informationView Details
23Offences and penaltiesView Details
24Cognizance of offencesView Details
25Power of Reserve Bank to impose penaltyView Details
26Application of finesView Details
27Power of Reserve Bank to specify maximum amount of feesView Details
28Disclosure of information before any court or tribunal or authorityView Details
29Obligations as to fidelity and secrecyView Details
3Prohibition to commence or carry on business of credit informationView Details
30Protection of action taken in good faithView Details
31Bar of jurisdictionView Details
32Power of Reserve Bank to exempt in certain casesView Details
33Application of other laws not barredView Details
34Amendment of certain enactmentsView Details
34Amendment of certain enactmentsView Details
35Removal of difficultiesView Details
36Power to make rulesView Details
37Power of Reserve Bank to make regulationsView Details
4Application for registrationView Details
5Grant of certificate of registrationView Details
6Power of Reserve Bank to cancel certificate of registrationView Details
7Appeal against order of Reserve BankView Details
8Requirement as to minimum capitalView Details
9Management of credit information companyView Details
part 1Reserve Bank of India Act, 1934View Details
part 2The Banking Regulation Act, 1949View Details
Part IIIThe State Financial Corporation Act, 1951View Details
Part IVThe State Bank of India Act, 1955View Details
Part IXThe Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980View Details
Part VThe State Bank of India (Subsidiary Banks) Act, 1959View Details
Part VIThe Deposit Insurance and Credit Guarantee Corporation Act, 1961View Details
Part ViiThe State Agricultural Credit Corporations Act, 1968View Details
Part VIIIThe Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970View Details
Part XThe Export-Import Bank of India Act, 1981View Details
Part XIThe National Bank for Agriculture and Rural Development Act, 1981View Details
Part XIIThe Public Financial Institutions (Obligation as to Fidelity and Secrecy) Act, 1983View Details
Part XIIThe Public Financial Institutions (Obligation as to Fidelity and Secrecy) Act, 1983View Details
Part XIIThe Public Financial Institutions (Obligation as to Fidelity and Secrecy) Act, 1983View Details
Part XIIIThe National Housing Bank Act, 1987View Details
PreamblePreambleView Details

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